Privacy Policy for OneClickGrants.com

Last updated: July 12, 2025

This Privacy Policy describes how OneClickGrants.com (“we,” “us,” or “our”) collects, uses, discloses, and protects your personal information when you visit or make payments on our website, including ACH Direct Debit transactions processed through Stripe. By using OneClickGrants.com, you agree to the terms below.

1. Information We Collect

1.1 Information You Provide Directly

- Contact Information: Name, email address, postal address, phone number.

- Account Credentials: Username and password, if you register for an account.

- Application Data: Information you enter as part of grant applications or inquiries.

1.2 Payment Information

When you make a payment, we collect:

- Payment Information

- Account holder name

- Billing address

Note: All payment information is transmitted directly to Stripe and tokenized; we do not store your account details on our servers.

1.3 Automatically Collected Information

- Usage Data: Pages viewed, time and date of visits, time spent on pages, referring/exit pages, and other diagnostic data.

- Device & Browser Data: IP address, browser type and version, device identifiers, operating system, and mobile network information.

- Cookies & Tracking: We use cookies and similar technologies (e.g., web beacons, local storage) to recognize you, remember preferences, and analyze site usage.

2. How We Use Your Information

We use the information we collect to:

- Provide, maintain, and improve our services.

- Process payments, refunds, and billing inquiries via Stripe ACH Direct Debit, Credit Card, or other 3rd party payment methods.

- Communicate with you (e.g., confirmations, updates, marketing, support).

- Personalize and optimize our website’s content and layout.

- Detect and prevent fraud, abuse, and security risks.

- Comply with legal obligations and enforce our policies.

3. ACH Direct Debit via Stripe

Payment Processing:

When you authorize an ACH Direct Debit, your bank account and routing numbers are securely transmitted by Stripe.

Stripe tokenizes your bank information; we receive only a token used to initiate transactions.

Data Sharing with Financial Institutions:

Stripe shares your bank account or credit card information with processing partners solely to process transactions you’ve authorized.

Stripe may share limited personal data with banking partners to comply with anti-money-laundering (AML), fraud prevention, and Know Your Customer (KYC) requirements.

Stripe’s Compliance & Security:

Stripe is certified to PCI Service Provider Level 1 and complies with industry security standards.

For details on how Stripe collects, processes, and protects your data, please review Stripe’s Privacy Policy.

4. Disclosure of Information

We may share your information with:

- Service Providers: Third parties who perform services on our behalf (e.g., hosting, analytics, customer support).

- Payment Processors: Stripe, for payment and fraud-prevention purposes.

- Legal & Regulatory Authorities: When required by law or in response to valid requests (e.g., subpoenas, court orders).

- Business Transfers: In connection with a merger, acquisition, reorganization, or sale of assets.

We do not sell your personal information to third parties.

5. Data Retention

- Account & Application Data: Retained for as long as your account is active or as needed to provide services.

- Payment Records: Retained for seven years in order to comply with financial record-keeping requirements.

- Usage & Analytics Data: Retained for up to two years, aggregated or anonymized as appropriate.

6. Security

We implement administrative, technical, and physical safeguards designed to protect your personal information. These include:

- Encryption of data in transit (TLS/SSL) and at rest.

- Strict access controls and authentication procedures.

- Regular security audits and vulnerability assessments.

- However, no method of transmission over the Internet or electronic storage is entirely secure—absolute security cannot be guaranteed.

7. Your Rights & Choices

Depending on your jurisdiction, you may have the right to:

- Access: Request a copy of the personal data we hold about you.

- Correction: Ask us to correct inaccurate or incomplete information.

- Deletion: Request that we delete certain data, subject to legal obligations.

- Restriction & Objection: Limit or object to our processing of your data.

- Data Portability: Obtain and reuse your data for your own purposes.

To exercise these rights, please contact us at hollya@oneclickgrants.com. We may request verification of your identity before fulfilling your request.

8. Cookies & Tracking Technologies

We use cookies and similar technologies to:

- Remember your preferences and login status.

- Provide personalized content and ads.

- Analyze how users interact with our site.

You can manage cookie preferences through your browser settings or our cookie consent banner. Opting out may affect site functionality.

9. Third-Party Links

Our site may contain links to third-party websites whose privacy practices differ from ours. We are not responsible for their content or practices and encourage you to read their privacy policies.

10. Children’s Privacy

We do not knowingly collect personal information from children under 16. If you believe we’ve collected data from a child, please contact us at hollya@oneclickgrants.com to request deletion.

11. Changes to This Privacy Policy

We may update this policy to reflect changes in our practices or legal requirements. When we make material changes, we will notify you by posting the new policy here and updating the “Last

updated” date.

12. Contact Us

If you have questions or concerns about this Privacy Policy, please contact OneClickGrants.com by email at: hollya@oneclickgrants.com